Welcome to Deductible Plus

Simplifying Home Insurance Deductibles

Wind and Hail

Plans start as low as $0.40/day

Burglary

Plans start as low as $0.40/day

Flooding

Plans start as low as $0.40/day

*Deductible Plus is available to U.S. Homeowners. Pricing may vary by state.

How it works

Choose your Deductible

Select a deductible amount between $1,000 and $5,000 based on your insurance policy.

Subscribe

Sign up for Deductible Plus via our onboarding process. Payments can be made via credit or debit card.

Get Reimbursed

In the event of an insurance claim, submit your reimbursement request to Deductible Plus and receive a reimbursement for your deductible amount.

Who We Are

Deductible Plus is a revolutionary service designed to alleviate the financial burden of home insurance deductibles. We understand that unexpected events can strain your finances, and our mission is to provide a simple, transparent solution to help you when you need it most.

We Understand Your Burden

We know the burden a $2,000, $1,500, or even $1,000 deductible can place on your finances when you have a claim on your home. We're here to step in and help ease that financial strain, providing support when you need it most.

Explore Savings with Higher Deductibles

Whether your financial situation requires you to have a very high deductible, or you just wish to increase your home insurance deductible and sign up for Deductible Plus, you may save money! Our service helps you manage higher deductibles without the financial burden. Check with your insurance provider to see what savings you can achieve by increasing your deductible.

Reimbursement Process

How Reimbursement Works

1

File Your Insurance Claim

When you experience a loss or damage covered by your home insurance policy, file a claim with your insurance provider as you normally would.

2

Obtain an Approved Insurance Letter

Once your insurance claim is processed and approved, your insurance provider will send you an approval letter detailing the claim and the deductible amount you are responsible for.

3

Submit the Approval Letter to Us

Upload the approved insurance letter through your Deductible Plus account portal. This document is essential for us to verify your reimbursement.

4

Receive Your Reimbursement

After we review and verify the approved insurance letter, we will process your reimbursement. You can expect to receive your deductible amount within a few business days.

No Hassle, No Arguing

No finagling our way out of paying. We keep it simple and have no strings attached. You provide an approved insurance claim, and we pay.

Flexible Payment Options

Weekly, bi-weekly, or monthly payments, to fit your budget and risk level. We charge a simple straightforward amount that is easy to understand.

FAQs

  • Deductible Plus is a service that reimburses homeowners for their insurance deductible in the event of a claim. By choosing from weekly, bi-weekly, or monthly payment options, you can ensure that your deductible is covered when you need to make an insurance claim on your home.

  • You choose a deductible amount between $1,000 and $5,000, and we charge you a fee based on your selected deductible. You can opt for weekly, bi-weekly, or monthly billing for the service. You can cancel at any time.

  • You can choose any deductible amount ranging from $1,000 to $5,000, based on your home insurance policy.

  • Simply click on the Sign Up button, fill in your details, select your deductible amount, and set up your payment method. The process is quick and easy.

  • In the event of an insurance claim, you submit your reimbursement request to Deductible Plus. Once your reimbursement request is verified, we will reimburse you for your deductible amount.

  • An approved insurance letter is a document from your insurance provider confirming that your insurance claim has been processed and approved, detailing the insurance claim and the deductible amount. This letter is required for Deductible Plus to verify and process your reimbursement.

  • No, there are no hidden fees. You pay a transparent weekly fee based on your selected options. All costs are clearly outlined when you sign up.